Low-income groups’ relative out-of-pocket costs far exceed those paid by wealthy patients
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Saturday, December 13th, 2008

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SAN ANTONIO
— As a percentage of family income, money spent by U.S.
women with breast cancer is much greater for low-income patients than for those
who are well off, according to research presented December 12 in Texas
at the San Antonio Breast Cancer Symposium.
Public health researcher Lisa Lines
of the consulting firm Boston Health Economics in Waltham,
Mass., and her colleagues analyzed
expenditures made by 806 breast cancer patients from 1996 to 2005.
Out-of-pocket costs included insurance premiums, payments to meet deductibles,
co-pays and any other payments made to meet medical or drug costs associated
with treatment.
The average annual out-of-pocket
expenditure was about $2,300 per breast cancer patient, about half of which was
spent on prescription drugs.
“Breast cancer is actually not the
most expensive cancer for out-of-pocket expenditures,” Lines says. This and
other data suggest that breast cancer costs patients more than colon or
prostate cancer, but less than lung cancer, she says.
But breast cancer has a large proportion
of people with a “high burden,” she says. The researchers classified patients
as having a high burden when their out-of-pocket costs for coping with the
cancer exceeded 10 percent of the family’s income. Roughly 70 percent of low-income
breast cancer patients fell into the high-burden category in this analysis,
compared with about 15 percent of middle-income and less than 5 percent of high-income
breast cancer patients — apparently the result of better insurance, she says.
Cancer patients in general are
disproportionately affected by a high out-of-pocket burden. That’s because many
cancers have come to be treated more like a chronic disease than they used to
be and are treated on an outpatient basis, Lines says. In the past, most cancer
patients were treated in hospitals, where major medical insurance covered much
of the cost.
Found in: Body & Brain and Science & Society
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